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Old 03-12-2008, 01:37 PM   #1
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Good Sam CSP

We belong to Good Sam and get lots of solicitations to purchase the CSP service that is supposed to cover lots of items such as the refrigerator breaking down and other major components. My question is whether anyone has this coverage and opinions on its usefulness. We also have Good Sam ERS which we've fortunately not had to use.
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Former 2007 Sunline T-1950
Former 2011 North Trail & 2014 Open Range
Current 2017 Grand Design Solitude 310GK
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Old 03-12-2008, 02:28 PM   #2
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Hi Diane & Marshall,

I look at this very seriously when we purchased our T-280, figuring we plan to keep it a long time.

I think the initial estimate we got was $500 - $600 / year. That was when the trailer was new, so the manufacturerís warranty was in affect, which coverage the major appliances and equipment for 2 years. Therefore, I figured the GS CSP wouldnít kick in until the 3rd year, after I had already paid $1000+ into it.

Since are trailers are non-motorized, a major repair would typically be replacing the refrigerator, A/C, etc. So I started to get replacement costs estimates on appliances and systems. The most expensive was the refrigerator, which was around $1,300 including installation.

Hereís the list of some of the items I estimated, itís a few years old so the costs may be a little out dated:

Equipment - ........................................ Cost ..-.. Inst ..-.. Total
Water Pump - ................................. $171.00 - $75.00 - $246.00
Microwave - .................................... $129.00 - $0.00 - $129.00
Range / Oven - ............................... $650.00 - $94.00 - $744.00
Range Hood - .................................... $90.29 - $0.00 - $90.29
Refrigerator - ............................... $1,079.00 - $197.00 - $1,276.00
Water Heater LP&Elec w/DSI -.......... $459.00 - $237.00 - $696.00
Air Conditioner - .............................. $521.10 - $99.00 - $620.10
Furnace - ......................................... $760.07 - $217.00 - $977.07
TV Antenna - .................................... $100.00 - $119.00 - $219.00
Awning - .......................................... $730.00 - $198.00 - $928.00
Slide Awning - .................................. $260.00 - $72.00 - $332.00
Awning Center Brace & Support Leg - $120.00 - $79.00 - $199.00


So I decided to become self insured. Iíve created my own CSP, where I pay myself an annual premium and set that $ aside to cover any major repairs, if and when they do occur. This way if a major repair needs to be performed I have the $ . If not, well I still have the $ (not someone insurance company ).

Hope this helps.
Hutch

Added 03/13/08:

However, we do have their Emergency Road Care service, which I'm very happy with. We've used it a couple of times and our kids have used it also, so it's paid for itself. Plus with all the kids away at college with their cars, it gives Mom and Dad some piece of mind
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Old 03-13-2008, 05:07 AM   #3
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nickster60
I agree with Hutch. These Sunlines are built pretty well, put the money in the bank. You can get Good Sams to stop with all of the mailings if you just call them. I was getting something eveyday, some days 2 or 3 items.
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Old 03-14-2008, 05:18 PM   #4
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Thanks!

This is great information and make us believe we should just pass on the CSP. I'm always skeptical about most of these offers having once been "stung" pretty badly on a computer service agreement. I don't buy these anymore either.
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Former 2007 Sunline T-1950
Former 2011 North Trail & 2014 Open Range
Current 2017 Grand Design Solitude 310GK
2016 Ford F-350 Lariat Diesel
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